INDUSTRIES WE SERVE
Fidelis Provides Solutions

With the exception of a few subsectors of commerce, we are industry agnostic and serve companies in many sectors; from Apparel, Construction, Manufacturing, Wholesale, Retail, Financial Services, Medical, Staffing, Software, Information Technology, and others. The chances are good that we can be of service to your company.

Additionally, we've created a niche within a few specific industries that have unique accounts receivable challenges, and with enterprises that have complex corporate structures.

From a collateral perspective, accounts receivable (A/R) is a major component in secured lending. Companies with atypical A/R, or that are multijurisdictional in nature, can be difficult for lenders to work with. The fact is, most secured lenders cannot finance companies with these types of issues.
Typically, most businesses that generate B2B accounts receivable offer standard payment terms, such as net 30 days. This is what banks and lenders rely on to secure debt transactions. However, some industries are structured in a way that does not allow for standard trade terms.

The Construction industry, for example, has what are referred to as milestone billings and progress billings. In essence, the invoices are not for finished products or services, but are closer to works-in-progress. This creates a financing challenge for their industry due to the nature of the receivables. As such, most lenders cannot finance contractors.

Multinationals, which are internanational corporations with subsidiary companies in other countries, have multijurisdictional A/R in multiple currencies. This is beyond the scope and lending capabilities of the majority of senior lending institutions in the U.S.

Fidelis has the ability, desire, and expertise to work with your company; from small-to-large, early-to late-stage, turnkey-to-exceptional.
AREAS OF FOCUS
  1. CONSTRUCTION
    Secured Financing
    Accounts Receivable Financing
  2. MULTINATIONALS
    Secured Financing
    Trade Finance: Accounts Receivable Securitization & Forfaiting
  3. TECHNOLOGY
    Secured & Unsecured Lending
    Asset Based Lending & Cash Flow Lending for IT and SaaS
  4. MANUFACTURING
    Secured Lending
    Asset Based Lending & Accounts Receivable Financing
  5. INDUSTRIAL
    Secured Lending
    Asset Based Lending & Accounts Receivable Financing
  6. RETAIL
    Unsecured Lending
    Cash Flow Lending for retail establishments